Why Us And Just What Is An Insurance “Program” Anyway?

By definition an Insurance Program is a grouping of insurance customers with common operations.  Program administrators like us develop strong insurance products for the same types of businesses. For us, that is Security Guard & Patrol Services (SIC Code – 7381).

How Is This A Benefit To You?

1) You’re working with an Expert.  If you had a brain tumor, would you go to a General Practitioner or a Specialist?  The Specialist every time right!  When you go to a general lines insurance agent, one that offers insurance products for many, or all businesses, or even personal lines products, like homeowners, auto and boats, how well can they really know your business?  In any given day, they’ll quote a Home, a Dry Cleaner, a Ford Taurus, and an Accountant’s Office.  These all requiring different insurance companies, lines of coverage and product knowledge.

For Security Guard Agencies alone there are over 10 types of coverages available.  Then there are over 30 different insurance companies that write these lines in some form or fashion.  Oh, and the company’s underwriting guidelines… They change about every 6 months and you have to keep up with them.  Not only do you need to know the coverages inside out and backwards, but you need to know the companies and underwriters personally to get things done.  This is what we focus on everyday and why we are a better solution for your insurance needs.

2) You’re getting the best deal.  Who do you think gets a better deal from an insurance company?  A agent that writes 1 or two policies with them a year, or 500+ policies?  Volume in most industries and certainly in insurance simply equals better service and product availability.  The more we use a company, the more valuable we and that relationships becomes.  We’ve been doing this with the private security insurance companies for over 15 years now!

3) Direct access to the products you need.  If an agent has not earned the trust of an insurance company they will typically be required to work with a broker, who then works with the underwriters.  We’ve earned their trust and we work with the markets on your behalf, directly.  Less middlemen means better service, products and ultimately pricing!  The middle man has to get paid too right?  We even have in-house quoting capabilities so turnaround on quotes is very quick.

4) We work on your behalf to better the whole industry.  We talk with our private security clients every day.  We know what you guys are up against out there.  We also talk to the insurance company underwriters, managers and  executives every day of every week.  We know their products and we know our clients.  We work with both parties to assess what is working and what isn’t.  Every chance we get to improve on the products we offer you, we take it.  This makes sense for everyone and serves to better the industry as a whole.

5) We are genuinely interested in the success of your business.  Long term clients and relationships are our ultimate goal.  When you grow, we grow.

Michael A.
Michael A.
Quick and efficient. Reasonable price. Helpful staff. You can't go wrong with a company that is run... by fellow Marines. If you operate armed security, these are the people to talk to for insurance.read more
Katrina D.
Katrina D.
Everyone at SOI have been amazing. Not only were they understanding with the whole COVID mess but... they were adaptable and flexible with my companies needs. I recommend them to anyone who's looking for an insurance company who's reliable, efficient and trustworthy. They've been nothing but forth coming and you don't see that very often. Thanks SOI!read more
Grant N.
Grant N.
In all my years in business, definitely the best experience getting my policy in place/renewed. ... Very professional, very customer service oriented.read more
Jennifer W.
Jennifer W.
Excellent customer service, very professional and timely. Communicates very well and probably the... best price after searching many insurances companies. Extremely knowledgeable and absolutely considered an expert in our industry!!! ***HIGHLY RECOMMENDED***read more
Devin M.
Devin M.
Jay and the SOI team was absolutely great. extremely knowledgeable in every aspect of the security... industry and i look forward to a long relationship with them. Thank you soi!!read more
Ronnie J.
Ronnie J.
One of the best experience I have had with an insurance company. The representatives are extremely... professional.read more
Shea J.
Shea J.
SOI was extremely helpful when answering all of the questions I had. Words can't express how... grateful I am for their level of expertise and professionalism! Thank you Jay and thank you staff!!!read more
Latara W.
Latara W.
The #SOI team is amazing! I own a small security business, and since day one, SOI has been there!... SOI staff members are knowledgeable, and very professional. In fact, I don’t have to worry about if I I have the correct coverages because these guys focus on providing information that pertains only to the the security operator insurance industry.

I love that their niche is #SECURITY because I have peace of mind knowing that they focus only on security operator insurance. You guys are amazing, I appreciate everyone at #SOI 😍😊🤩😇✌🏾👍👮👮‍♀️🎉
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